Detecting the Abnormal Lenders from P2P Lending Data

Online peer-to-peer lending is a new but useful finance method for small enterprises that is conducted on the website. To exclude the risk of this method, we make a study on predicting the potential lenders that may have a bad credit score. We use an outlier detection method to find the abnormal lenders, and we find the detected outliers have bad credit scores with a high possibility.