کد مقاله کد نشریه سال انتشار مقاله انگلیسی نسخه تمام متن
4938780 1435538 2017 17 صفحه PDF دانلود رایگان
عنوان انگلیسی مقاله ISI
Financial literacy among Mexican high school teenagers
ترجمه فارسی عنوان
سواد مالی در میان نوجوانان دبیرستانی مکزیکی
کلمات کلیدی
سواد مالی؛ رفتار مالی؛ نگرش های مالی؛ پس انداز؛ نوجوانان؛ مکزیک
موضوعات مرتبط
علوم انسانی و اجتماعی اقتصاد، اقتصادسنجی و امور مالی اقتصاد و اقتصادسنجی
چکیده انگلیسی

Financial literacy has become an increasingly important ability in today's complex world. Young people are among the least financially literate demographic groups. In this paper we present the results of a financial literacy survey conducted among high school students in Mexico City, the first effort to measure financial literacy among teenagers in Mexico. The survey is based upon the instruments developed by OECD and Lusardi and Mitchell's approach. Our results show low levels of financial literacy: 60% of the students surveyed understood the concept of inflation, 34.1% correctly answered the question about risk diversification, and only 31.7% correctly answered the question about compound interest. The OECD questions showed that less than 1 in 5 students understands basic financial concepts, around 57% get high scores on financial behavior, and about 70% have positive financial attitudes. We did not find generalized gender differences, though women score a bit higher on the OECD measure mostly due to a better financial behavior. We also did not find differences between private and public schools, or by household income.

ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: International Review of Economics Education - Volume 24, January 2017, Pages 1-17
نویسندگان
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