| کد مقاله | کد نشریه | سال انتشار | مقاله انگلیسی | نسخه تمام متن |
|---|---|---|---|---|
| 980137 | 1480381 | 2015 | 6 صفحه PDF | دانلود رایگان |
کلمات کلیدی
1.مقدمه
2.مفهوم قیمت گذاری بیمه عمومی
3.دیدگاه تجربی قیمت گذاری بیمه عمومی
3.1. قیمت گذاری پیشینی
3.2. قیمت گذاری پسینی
4.نتیجه
It seems more and more that we live in a society afraid of everything, where everything can be considered as risk taking. This feeling of uncertainty and fear leads many individuals to manifest a great interest for safety. In the context of a risky society, the requirement for insurances is becoming more and more pronounced, the main concerns of the insureds being the guarantee of financial safety and security against a possible loss on a particular event. The entire process of insurance consists in offering an equitable method of transferring the risk in exchange for a predetermined price or tariff. This article is a review paper that describes the fundamental concepts of insurance pricing and reviews the main statistical tools used in insurance to reasonably discriminate the price.
Journal: Procedia Economics and Finance - Volume 20, 2015, Pages 157-162