Article ID | Journal | Published Year | Pages | File Type |
---|---|---|---|---|
5060281 | Economics Letters | 2012 | 4 Pages |
Abstract
⺠We examine sources of advantageous selection in the private health insurance market. ⺠Actual individual health expenditure is used to measure health risk. ⺠Selection is driven by income and optimism about the future. ⺠Advantageous selection supports insurer profitability under community rating.
Keywords
Related Topics
Social Sciences and Humanities
Economics, Econometrics and Finance
Economics and Econometrics
Authors
Meliyanni Johar, Elizabeth Savage,