| Article ID | Journal | Published Year | Pages | File Type |
|---|---|---|---|---|
| 7348910 | Economics Letters | 2018 | 4 Pages |
Abstract
We develop a model of spatial competition to explore how changes in the market structure affect the incentives of banks to screen loan applicants. We take a post-crisis perspective that treats the number of banks as exogenous. Our findings reveal that the relaxation of competition distorts banks' incentives to invest in screening.
Related Topics
Social Sciences and Humanities
Economics, Econometrics and Finance
Economics and Econometrics
Authors
Nikolaos I. Papanikolaou,