Article ID | Journal | Published Year | Pages | File Type |
---|---|---|---|---|
7362853 | Journal of Health Economics | 2018 | 7 Pages |
Abstract
I study the interplay among competition, contractual commitment, income risk, and saving and borrowing in insuring consumers against both short-term healthcare expenses and longer-term changes in health status. Examining different combinations of firms' ability to commit to long-term contracts, consumers' access to credit markets, and the availability of termination fees helps to highlight sources of inefficiency.
Keywords
Related Topics
Health Sciences
Medicine and Dentistry
Public Health and Health Policy
Authors
Thomas Wiseman,