Article ID Journal Published Year Pages File Type
7362853 Journal of Health Economics 2018 7 Pages PDF
Abstract
I study the interplay among competition, contractual commitment, income risk, and saving and borrowing in insuring consumers against both short-term healthcare expenses and longer-term changes in health status. Examining different combinations of firms' ability to commit to long-term contracts, consumers' access to credit markets, and the availability of termination fees helps to highlight sources of inefficiency.
Keywords
Related Topics
Health Sciences Medicine and Dentistry Public Health and Health Policy
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