Article ID | Journal | Published Year | Pages | File Type |
---|---|---|---|---|
7363276 | Journal of Health Economics | 2016 | 12 Pages |
Abstract
During prime working years, women have higher expected healthcare expenses than men. However, employees' insurance rates are not gender-rated in the employer-sponsored health insurance (ESI) market. Thus, women may experience lower wages in equilibrium from employers who offer health insurance to their employees. We show that female employees suffer a larger wage gap relative to men when they hold ESI: our results suggest this accounts for roughly 10% of the overall gender wage gap. For a full-time worker, this pay gap due to ESI is on the order of the expected difference in healthcare expenses between women and men.
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Authors
Benjamin Cowan, Benjamin Schwab,