Article ID | Journal | Published Year | Pages | File Type |
---|---|---|---|---|
9549164 | Economics Letters | 2005 | 5 Pages |
Abstract
According to insurance theory, agents who have insurance coverage have less incentives to make preventive actions. In this paper, we argue that the optimality of a deductible [Shavell, S., 1979. On moral hazard and insurance, Quarterly Journal of Economics 93, 541-562.] cannot be extended to the health insurance sector.
Related Topics
Social Sciences and Humanities
Economics, Econometrics and Finance
Economics and Econometrics
Authors
David Bardey, Romain Lesur,