Article ID | Journal | Published Year | Pages | File Type |
---|---|---|---|---|
986258 | Review of Development Finance | 2014 | 11 Pages |
Abstract
This study examined the access to, and use of bank services in Nigeria using data from the World Bank Household Survey (2011) on financial inclusion. A framework was developed to situate the decision of individuals towards financial services in Nigeria. We examined three dependent variables – use of bank services, use of the account to save and frequency of bank withdrawals. Our results show that the attributes, income level, age and ICT inclination of individuals have an effect on the access to and use of bank services in Nigeria.
Related Topics
Social Sciences and Humanities
Economics, Econometrics and Finance
Economics and Econometrics
Authors
Uchenna Efobi, Ibukun Beecroft, Evans Osabuohien,