Article ID Journal Published Year Pages File Type
1026646 The Journal of High Technology Management Research 2009 8 Pages PDF
Abstract

Data envelopment analysis (DEA) is an ideal tool to assess a bank branch's operating and profit efficiency. This study went a step further to also explore the impact of IT-based retail banking services on branch efficiency, and found that IT-based transactions at the branch level have a significant impact on profit efficiency, and therefore have a significant role to play in profit maximization. Improving bank branch technology to best support service delivery is also a practical way to achieve greater efficiency, which in turn, contributes to a commercial bank's overall profitability.

Related Topics
Social Sciences and Humanities Business, Management and Accounting Management of Technology and Innovation
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