A Framework of Affiliation Partnership between Univesity, SMEs, and Business Sector: A Case Study of PKBL Telkom, Indonesia

Increasingly, university continues to seek collaboration opportunities with external parties, industry or business and Small Medium Enterprise (SME) community, to understand and implement research and knowledge were taught in college and how it can solve real problems in economic and social environment. The collaboration makes both parties stronger and university can play a greater role outside campus traditional activities. Partnership between Adbis Telkom University (Tel-U) and CDC Telkom is to help PKBL Telkom addressed problems, identified and proposed solutions. PKBL Telkom has a function to deliver Telkom's CSR funds to finance thousands of their assisted-SMEs in Indonesia. Adbis Tel-U will propose a partnership affiliation framework that assist PKBL Telkom can do feasibility analysis and application assessment more accurate, effective and efficient. The study will used information from executives of CDC Telkom's interviews that oversee all activities at PKBL Telkom units. The analysis will present a usage of crowdsourcing method and Understanding by Design (UbD) curriculum framework. The results of this research can be beneficial for university (Adbis Tel-U) and PKBL Telkom in helping them enhance their loan approval processes for new candidates’ applications and loan payment collections from their existing SMEs tenants.