An Empirical Study of Agricultural Insurance—Evidence from China

This paper explores the factors that affect the farmers buying or not buying agricultural insurance so that the provider of insurance, state-owned agricultural insurance companies or commercial ones can adjust their strategic to suit the demand of famers based on our results and China's special characteristics in rural area, such as huge rural population and stated-owned land system. In this paper, we also provide some suggestion on how to develop the agricultural insurance in China for policy maker.