کد مقاله کد نشریه سال انتشار مقاله انگلیسی نسخه تمام متن
5101047 1479100 2017 14 صفحه PDF دانلود رایگان
عنوان انگلیسی مقاله ISI
Broader use of saving products among people can make deposit funding of the banking system more resilient
ترجمه فارسی عنوان
استفاده گسترده تر از محصولات صرفه جویی در میان مردم می تواند مانع سپرده شدن سیستم بانکی شود
موضوعات مرتبط
علوم انسانی و اجتماعی اقتصاد، اقتصادسنجی و امور مالی اقتصاد و اقتصادسنجی
چکیده انگلیسی
Can broader use of formal saving tools among people boost the stability of bank deposit funding? We examine this question using the cross-country data on the use of formal savings from the Global Findex and the bank deposit growth from the International Financial Statistics. We run a cross-country regression using the averages over the 2007-10 period while controlling for relevant covariates such as the average level of development and existence of deposit insurance. We further condition on the access to deposits by firms using the Enterprise Survey data. The experience from the global financial crisis suggests that when a greater share of people use formal saving products, the country's banking system enjoys more stable deposit funding.
ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Journal of International Financial Markets, Institutions and Money - Volume 47, March 2017, Pages 89-102
نویسندگان
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