کد مقاله کد نشریه سال انتشار مقاله انگلیسی نسخه تمام متن
6853773 1437241 2018 11 صفحه PDF دانلود رایگان
عنوان انگلیسی مقاله ISI
Enterprise credit risk evaluation based on neural network algorithm
ترجمه فارسی عنوان
ارزیابی ریسک اعتبار اعتباری بر اساس الگوریتم شبکه عصبی
کلمات کلیدی
موضوعات مرتبط
مهندسی و علوم پایه مهندسی کامپیوتر هوش مصنوعی
چکیده انگلیسی
To explore the enterprise credit risk evaluation, the application effect of several common neural network models in Chinese small and medium-sized enterprise data sets was compared and the optimal parameters for each model were determined. In addition, the classification accuracy and the applicability of the model were compared, and finally the common problem of optimization neural network algorithm based on population was solved: need to determine the dimensions in advance. The experimental results showed that the probabilistic neural network (PNN) had the minimum error rate and second types of errors, while the PNN model had the highest AUC value and was robust. To sum up, the algorithm makes some contributions to solve the financing problem of small and medium-sized enterprises in China.
ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Cognitive Systems Research - Volume 52, December 2018, Pages 317-324
نویسندگان
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