کد مقاله کد نشریه سال انتشار مقاله انگلیسی نسخه تمام متن
7410058 1481569 2015 37 صفحه PDF دانلود رایگان
عنوان انگلیسی مقاله ISI
Can't afford a baby? Debt and young Americans
ترجمه فارسی عنوان
آیا می توانم کودک را بپردازم؟ بدهی و جوانان آمریکایی
کلمات کلیدی
بدهی، کارت اعتباری، خانه وام مسکن، تولد اولین فرزند دوره زندگی،
موضوعات مرتبط
علوم انسانی و اجتماعی اقتصاد، اقتصادسنجی و امور مالی اقتصاد، اقتصادسنجی و مالیه (عمومی)
چکیده انگلیسی
This article explores the role of personal debt in the transition to parenthood. We analyze data from the National Longitudinal Study of Youth-1997 cohort and find that for the generation coming of age in the 2000s, student loans delay fertility for women, particularly at very high levels of debt. Home mortgages and credit card debt, in contrast, appear to be precursors to parenthood. These results indicate that different forms of debt have different implications for early adulthood transitions: whereas consumer loans or home mortgages immediately increase access to consumption goods, there is often a significant delay between the accrual and realization of benefits for student loans. The double-edged nature of debt as both barrier and facilitator to life transitions highlights the importance of looking at debt both as a monetary issue and also as a carrier of social meanings.
ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Research in Social Stratification and Mobility - Volume 42, December 2015, Pages 114-122
نویسندگان
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