کد مقاله کد نشریه سال انتشار مقاله انگلیسی نسخه تمام متن
980564 1480362 2016 9 صفحه PDF دانلود رایگان
عنوان انگلیسی مقاله ISI
(Ir)rational Households’ Saving Behavior? An Empirical Investigation
ترجمه فارسی عنوان
رفتار (غیر)عقلانی پس انداز خانواده‌ها؟ بررسی تجربی
کلمات کلیدی
رفتار پس انداز خانوارها؛ رفتار گله ای ؛ ارز خارجی؛ پول ملی
موضوعات مرتبط
علوم انسانی و اجتماعی اقتصاد، اقتصادسنجی و امور مالی اقتصاد و اقتصادسنجی
چکیده انگلیسی

What is the households’ saving behavior during different stages of economic cycle? What is the reaction of households’ to the external shocks? Which factors motivate households’ to save in foreign currency rather than in national currency? Are households’ saving decisions rational and based on fundamentals economic indicators or, in contrary, irrational and resulted by ‘herding’ behavior? While these research questions are important for various reasons they are investigated in this empirical study. The objective of this study – to identify the economic and psychological factors influencing the households’ saving behavior. The research methods: the systemic, logical and comparative analysis of the scientific literature and panel regression. The results of this empirical study show that the households’ saving behavior is more irrational especially during economic downturn and financial crisis periods. These empirical findings can be explained by low degree of financial literacy, ineffective communication strategy of the central banks and governments during financial turmoil and economic downturn periods, etc.

ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Procedia Economics and Finance - Volume 39, 2016, Pages 625–633
نویسندگان
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