Managing Investment in The Light of Quran and Sunnah: Textual Analysis

The world economic crisis has significantly awakened people on the importance of effective financial management. The impact of this scenario may not only threaten the stability of a country economically and politically, but failure to discharge it might trigger higher crime rate in the society. Sustainable quality of human life depends on the flexibility in managing and expanding wealth. Investment therefore emerges as an important instrument to secure capital growth with a potential risk of loss. Meticulous investment planning will catalyze economic development in a country and ensure the survival of humanity. Islam is not a religion which solely emphasises on ibadah, but also encompasses a comprehensive system of human life. Islam strongly encourages people to seek the bounty of Allah SWT by engaging in any activity that may lead to the achievement of this objective. In the realization of it, the observance of guidelines and regulations from authoritative text are required. Thus, this study aims to analyze Islamic textual evidence mainly from the Quran and Sunnah on the significance of investment. In addition, general overview from Muslim scholars pertaining to investments will also be discussed in brief.