کد مقاله کد نشریه سال انتشار مقاله انگلیسی نسخه تمام متن
375109 622664 2016 9 صفحه PDF دانلود رایگان
عنوان انگلیسی مقاله ISI
Financial data breaches in the U.S. retail economy: Restoring confidence in information technology security standards
ترجمه فارسی عنوان
نقض داده های مالی در اقتصاد خرده فروشی ایالات متحده: بازگرداندن اعتماد در استانداردهای امنیت فناوری اطلاعات
کلمات کلیدی
جرایم اینترنتی؛ پوشش بیمه مسئولیت سایبری ؛ نقض داده؛ خودتنظیمی صنعت؛ مقررات عمومی. استانداردهای تنظیم
موضوعات مرتبط
علوم انسانی و اجتماعی مدیریت، کسب و کار و حسابداری کسب و کار و مدیریت بین المللی
چکیده انگلیسی

Managing effective security of personal customer data located in computer networks has become a strategic business and public policy issue for the U.S. retail sector. The article discusses the global credit card payment industry self-regulation regime established by the Payment Card Industry Security Standards Council (“Council”) to combat cybercrime, comparing and evaluating the Council's existing standards regime to the theory and practices found in the industry self-regulation literature. A review of national cybercrime trends in both the volume and financial impacts (“losses”) of electronic financial record breaches on the U.S. retail sector is presented. After identifying the primary areas of retail electronic records breach vulnerability, an improved industry standards framework is developed that proposes to enhance security and minimize data privacy compromises through the adoption of recommended pure industry self-regulation (improved “security standard”) and market force mechanisms (mandatory “cyber liability insurance coverage”). The article concludes with a discussion of the implementation of the proposed industry self-regulation and market force framework; its current limitations; and what technology advancements may bring in the future to provide more effective security and protection for consumers' personal data and financial transactions.

ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Technology in Society - Volume 44, February 2016, Pages 30–38
نویسندگان
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