کد مقاله کد نشریه سال انتشار مقاله انگلیسی نسخه تمام متن
405671 677859 2016 9 صفحه PDF دانلود رایگان
عنوان انگلیسی مقاله ISI
Financial credit analysis via a clustering weightless neural classifier
ترجمه فارسی عنوان
تجزیه و تحلیل اعتبار مالی از طریق طبقه بندی عصبی دسته بندی نشده
موضوعات مرتبط
مهندسی و علوم پایه مهندسی کامپیوتر هوش مصنوعی
چکیده انگلیسی

Credit analysis is a real-world classification problem where it is quite common to find datasets with a large amount of noisy data. State-of-the-art classifiers that employ error minimisation techniques, on the other hand, require a long time to converge, in order to achieve robustness. This paper explores ClusWiSARD, a clustering customisation of the WiSARD weightless neural network model, applied to two different credit analysis real-world problems. Experimental evidence shows that ClusWiSARD is very competitive with Support Vector Machine (SVM) w.r.t. accuracy, with the advantage of being capable of online learning. ClusWiSARD outperforms SVM in training time, by two orders of magnitude, and is slightly faster in test time.

ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Neurocomputing - Volume 183, 26 March 2016, Pages 70–78
نویسندگان
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