کد مقاله کد نشریه سال انتشار مقاله انگلیسی نسخه تمام متن
5071434 1477058 2017 42 صفحه PDF دانلود رایگان
عنوان انگلیسی مقاله ISI
Does team competition increase pro-social lending? Evidence from online microfinance
ترجمه فارسی عنوان
آیا رقابت تیم افزایش وام های اجتماعی را افزایش می دهد؟ شواهد مالی از طریق اینترنت
موضوعات مرتبط
علوم انسانی و اجتماعی اقتصاد، اقتصادسنجی و امور مالی اقتصاد و اقتصادسنجی
چکیده انگلیسی
We investigate the effects of team competition on pro-social lending activity on Kiva.org, the first microlending website to match lenders with entrepreneurs in developing countries. Using naturally occurring field data, we find that lenders who join teams contribute 1.2 more loans ($30-$42) per month than those who do not. To further explore factors that differentiate successful teams from dormant ones, we run a large-scale randomized field experiment (n=22,233) by posting forum messages. Compared to the control, we find that lenders make significantly more loans when exposed to a goal-setting and coordination message, whereas goal-setting alone significantly increases lending activities of previously inactive teams. Our findings suggest that goal-setting and coordination are effective mechanisms to increase pro-social behavior in teams.
ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Games and Economic Behavior - Volume 101, January 2017, Pages 311-333
نویسندگان
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