کد مقاله | کد نشریه | سال انتشار | مقاله انگلیسی | نسخه تمام متن |
---|---|---|---|---|
7357631 | 1478477 | 2018 | 24 صفحه PDF | دانلود رایگان |
عنوان انگلیسی مقاله ISI
Household economic strengthening through financial and psychosocial programming: Evidence from a field experiment in South Africa
ترجمه فارسی عنوان
تقویت اقتصادی خانوار از طریق برنامه ریزی مالی و روانی اجتماعی: شواهدی از یک آزمایش میدانی در آفریقای جنوبی
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کلمات کلیدی
موضوعات مرتبط
علوم انسانی و اجتماعی
اقتصاد، اقتصادسنجی و امور مالی
اقتصاد و اقتصادسنجی
چکیده انگلیسی
Using data from a randomized field experiment with 552 households, nested within 40 villages and townships in South Africa, we examine the impact of a brief financial literacy training that was integrated into a broader psychosocial parenting intervention. Based on self-reported measures, we document significant improvements in financial behaviors, including higher saving and lower borrowing rates. We also see wider implications for household economic welfare, demonstrated by reduced self-reported financial distress, better resilience to economic shocks, and a greater capacity to securing basic needs. We argue that program impact may run through three effect channels, namely improved self-efficacy, higher family and community social support, and greater optimism. Overall, our findings suggest that “hybrid” program curricula that offer combinations of financial and psychosocial components can add value to stand-alone financial literacy training.
ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Journal of Development Economics - Volume 134, September 2018, Pages 443-466
Journal: Journal of Development Economics - Volume 134, September 2018, Pages 443-466
نویسندگان
Janina Isabel Steinert, Lucie Dale Cluver, Franziska Meinck, Jenny Doubt, Sebastian Vollmer,