On Functions Governments Should Exert in Implementation of Fire Public Liability Insurance

Catastrophic fire accidents in public assembly places always result in heavy casualties. The owners or users of the burned buildings who have suffered great property losses and casualties usually can not afford a vast sum of compensation money. Besides, the financial expenditure of governments is too limited to ensure fair compensation and reimbursement. All the factors result in people's hard life, instable factors in society and great pressure on the governments. Therefore, the advantages of the fire public liability insurance as another reimbursement method become prominent. The article first introduces the definition and importance of the fire public liability insurance, introduces the current situations and analyzes causes of fire public liability insurance, then puts forward the suggestions on how governments should exert their functions in implementation of fire public liability insurance.