Keywords: بیمه بهداشتی تحت حمایت کارفرما; ACA; Affordable Care Act; DD; Difference-in-Differences; DDD; Difference-in-Difference-in-Differences; ESHI; Employer-Sponsored Health Insurance; SIPP; Survey of Income Program and Participation; H51; I18; D14; Health insurance; Financial portfolio; Healt