کد مقاله | کد نشریه | سال انتشار | مقاله انگلیسی | نسخه تمام متن |
---|---|---|---|---|
5102257 | 1479775 | 2017 | 16 صفحه PDF | دانلود رایگان |
عنوان انگلیسی مقاله ISI
Convergence in bank performance: Evidence from Latin American banking
ترجمه فارسی عنوان
همگرایی در عملکرد بانک: شواهد بانکداری آمریکای لاتین
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موضوعات مرتبط
علوم انسانی و اجتماعی
اقتصاد، اقتصادسنجی و امور مالی
اقتصاد و اقتصادسنجی
چکیده انگلیسی
In this paper, we examined the dynamic convergence in cost and profit efficiency levels for a large panel of banks in 19 Latin American and the Caribbean countries over the period 1999-2013. Off-balance sheet activities items are important in the region. However, the models excluding OBS perform better than the models including it. Country environmental variables are the key determinants of profit efficiency; bank-specific variables determine cost efficiency with country variables influencing technology. Cost inefficiency correlates negatively with bank size, and positively with risk, liquidity and capitalization. The cost function shifts down with financial depth and the concentration of deposits, and up as the economy grows and urbanization increases. Evidence on overall convergence is mix, depending on methodology. However, convergence is achieved for both types of efficiency within two sub-groups of countries (“club convergence”).
ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: The North American Journal of Economics and Finance - Volume 39, January 2017, Pages 127-142
Journal: The North American Journal of Economics and Finance - Volume 39, January 2017, Pages 127-142
نویسندگان
Oscar Carvallo, Adnan Kasman,