کد مقاله | کد نشریه | سال انتشار | مقاله انگلیسی | نسخه تمام متن |
---|---|---|---|---|
989243 | 935409 | 2011 | 16 صفحه PDF | دانلود رایگان |
عنوان انگلیسی مقاله ISI
Microfinance and Investment: A Comparison with Bank and Informal Lending
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موضوعات مرتبط
علوم انسانی و اجتماعی
اقتصاد، اقتصادسنجی و امور مالی
اقتصاد و اقتصادسنجی
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چکیده انگلیسی
SummaryComparing the impact of different types of credit on households’ investment in Bangladesh, we find that loans from microfinance institutions are likely to be channeled toward non-agricultural activities while both informal and bank lending are associated to a higher expenditure in agricultural inputs. Estimated effects are net of the differences in the amount borrowed, interest rates, and collateral. Results suggest that features which are specific to microfinance—such as tight repayment schedules and land-based eligibility rules—may reduce the suitability of this source of funds for the farming sector.
ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: World Development - Volume 39, Issue 6, June 2011, Pages 882–897
Journal: World Development - Volume 39, Issue 6, June 2011, Pages 882–897
نویسندگان
Lucia Dalla Pellegrina,