کد مقاله کد نشریه سال انتشار مقاله انگلیسی نسخه تمام متن
5090788 1375646 2010 11 صفحه PDF دانلود رایگان
عنوان انگلیسی مقاله ISI
First Financial Restructuring and operating efficiency: Evidence from Taiwanese commercial banks
موضوعات مرتبط
علوم انسانی و اجتماعی اقتصاد، اقتصادسنجی و امور مالی اقتصاد و اقتصادسنجی
پیش نمایش صفحه اول مقاله
First Financial Restructuring and operating efficiency: Evidence from Taiwanese commercial banks
چکیده انگلیسی
This paper investigates the effect of the “First Financial Restructuring” (FFR) on the operating efficiency of commercial banks in Taiwan. Applying data envelopment analysis (DEA) to operations data for 40 commercial banks over the 6-year period 2000-2005, we find that while the banks have lower operating efficiency on average during the reform period (2002-2003) compared to the pre-reform period (2000-2001), improved operating efficiency is reflected in the post-reform period (2004-2005). Our results remain unchanged even after controlling for the non-performing loan ratio, capital adequacy ratio, bank ownership, size, and GDP growth rate. These results suggest that the improved efficiency in the post-reform period is possibly due to enhanced banking and risk management practices and benefits obtained from compliance with the FFR.
ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Journal of Banking & Finance - Volume 34, Issue 7, July 2010, Pages 1461-1471
نویسندگان
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