کد مقاله کد نشریه سال انتشار مقاله انگلیسی نسخه تمام متن
988926 935378 2012 12 صفحه PDF دانلود رایگان
عنوان انگلیسی مقاله ISI
Bequest Motives and Determinants of Micro Life Insurance in Sri Lanka
موضوعات مرتبط
علوم انسانی و اجتماعی اقتصاد، اقتصادسنجی و امور مالی اقتصاد و اقتصادسنجی
پیش نمایش صفحه اول مقاله
Bequest Motives and Determinants of Micro Life Insurance in Sri Lanka
چکیده انگلیسی

SummaryThis paper emphasizes bequest motives by evaluating participation patterns in micro life insurance against insurance demand and supply side factors. Based on household survey data from Sri Lanka, it presents evidence on the determinants of micro life insurance participation of low-income households, using probit and tobit models. The results provide evidence that micro life insurance is positively correlated with measures of bequest motives such as the number of children or dependents. Besides, better off households are less excluded from micro life insurance markets than their poorer counterparts. The study finds a convincing need for the microinsurance sector to be more responsive to the needs of the poor, with a key role in providing financial education to understand the need for microinsurance.

ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: World Development - Volume 40, Issue 8, August 2012, Pages 1700–1711
نویسندگان
, , ,