کد مقاله | کد نشریه | سال انتشار | مقاله انگلیسی | نسخه تمام متن |
---|---|---|---|---|
346363 | 617813 | 2010 | 7 صفحه PDF | دانلود رایگان |
عنوان انگلیسی مقاله ISI
Child Development Accounts and saving for children's future: Do financial incentives matter?
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کلمات کلیدی
موضوعات مرتبط
علوم پزشکی و سلامت
پزشکی و دندانپزشکی
پریناتولوژی (پزشکی مادر و جنین)، طب اطفال و بهداشت کودک
پیش نمایش صفحه اول مقاله
چکیده انگلیسی
This study examines savings outcomes and the role of financial incentives in a community-based, asset-building program for low- and moderate-income children. Data are from the first large-scale demonstration of Child Development Accounts (CDAs) in the United States. Two savings outcomes are studied: (1) average quarterly net savings (mean $29.58), and (2) average total accumulation (mean $1518.24, including incentives). Multivariate analysis finds that different incentives have different associations with the two savings outcomes. This study informs public policy in general and savings policy in particular, by expanding knowledge of the role of incentives in saving and building assets for children.
ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Children and Youth Services Review - Volume 32, Issue 11, November 2010, Pages 1570–1576
Journal: Children and Youth Services Review - Volume 32, Issue 11, November 2010, Pages 1570–1576
نویسندگان
Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Youngmi Kim, Vernon Loke,