کد مقاله | کد نشریه | سال انتشار | مقاله انگلیسی | نسخه تمام متن |
---|---|---|---|---|
4936615 | 1434439 | 2016 | 11 صفحه PDF | دانلود رایگان |
عنوان انگلیسی مقاله ISI
Student debt and hardship: Evidence from a large sample of low- and moderate-income households
ترجمه فارسی عنوان
بدهی و مشکل دانشجویان: شواهد از نمونه های بزرگی از خانواده های کم درآمد و متوسط
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کلمات کلیدی
آموزش عالی، تامین مالی کالج، بدهی دانشجویی، وام دانشجویی، بازپرداخت وام دانشجویی، دانش آموزان کم درآمد، سختی مواد، مشکل مالی
موضوعات مرتبط
علوم پزشکی و سلامت
پزشکی و دندانپزشکی
پریناتولوژی (پزشکی مادر و جنین)، طب اطفال و بهداشت کودک
چکیده انگلیسی
Student debt has risen in recent years as higher education costs have shifted to students and their families, particularly those with low-to-moderate incomes (LMI). Though a college degree continues to convey higher earnings, those who finance their degrees have lower net worth and greater financial difficulties than persons without student debt. We assess the relationship between student debt and material and health care hardship among a large sample (n = 5558) of LMI tax filers, using propensity score analysis to adjust for self-selection into student debt status and loan amount and monthly payment quartiles. We find that participants with student debt have a higher likelihood of hardship. Loan amounts only partially predict hardship, and borrowers making current loan payments are at lower odds for hardship than non-payers. We also find that among those with student debt, non-payers and those without college degrees have much greater social and economic disadvantages.
ناشر
Database: Elsevier - ScienceDirect (ساینس دایرکت)
Journal: Children and Youth Services Review - Volume 70, November 2016, Pages 8-18
Journal: Children and Youth Services Review - Volume 70, November 2016, Pages 8-18
نویسندگان
Mathieu R. Despard, Dana Perantie, Samuel Taylor, Michal Grinstein-Weiss, Terri Friedline, Ramesh Raghavan,